We'll give you a free consultation and credit analysis
Relax
While we use the law to challenge
negative items on your report
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Our Customer Reviews
Excellent Service
"I love CreditScouts. They've helped me remove a ton of collections and charged-off accounts. I went from a 420 to a 760 credit score in less than 4 months."
Dan O'Connor
Solar Energy
Better Policy
"They pay attention to detail. I receive emails and personal messages in my portal. I had tax liens, old credit card accounts, and school loans removed."
Joan Ecker
Realtor
Excellent Service
"Honestly, I was skeptical at first. But CreditScouts is so unique, family owned, and they do all the work for you. They are definitely more than just a credit repair company."
Yes, credit repair is legal and our services will help you to use the law in your favor. That law is called "The Fair Credit Reporting Act." The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore most credit reports improve immediately. It is our job to prepare documents that challenge this and we are very skilled at that.
Is Credit Repair worth my time and money?
Anyone with a credit score below 720 can benefit from credit repair. Depending on your goals, the process can help you qualify for a loan you were denied of or could help save you thousands of dollars on a high-interest loan. If you work with us, it will only take a few minutes of your time and then we do all the hard work of prepare documents that challenge items on your credit report and we are very skilled at that.
What can I expect when getting started?
We're a family owned virtual credit repair company. Actually, we'd like to say "we're more than just a credit repair company. We help you Fix. Plan. Win." We'll guide you through the process from start to finish and prepare all your documents for you. We have a superb knowledge of credit scoring and experience working with creditors and credit bureaus. It may be difficult for an individual to communicate with creditors and bureaus without a detailed understanding of their techniques and regulations in place for credit reporting. We have spent a great deal of time learning the laws that will help you to remove negative information on your report.
How long will it take to raise my score?
Through our services, 93% of our clients see their credit score increase 10 points or more in the first 35 days. Over a full 180-day term, the average credit score increase is 80 points. See full statistical breakdown.
What items can you help me to remove and improve?
With our assistance and document processing, our clients have had great success with bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens and student loans.
